Mistakes to Avoid When Filing a DBA Claim

Mistakes to Avoid When Filing a DBA Claim

Dec 28, 2019 | Defense Base Act

In 2016, private contractors accounted for a quarter of the US personnel in Iraq and Afghanistan. These people represent a large group of people that the general public knows almost nothing about. This makes it that much more important that you know and protect your rights while working overseas. 

If you get injured, you’ll need to file for compensation. By filing a DBA claim, you can seek recovery and medical benefits. 

Don’t make these mistakes when filing your claim 

Not Accurately Reporting Your Income

If you haven’t done so already, you need to begin keeping track of your wages information. This also includes any incentives or bonuses you receive. You’ll need to dig deeper than finding your W2 from last year. 

Collect pay stubs and bank records that show you what you receive regularly. You also need to include any other compensation you receive, such as: 

  • Stipends 
  • Per diems 
  • Paid medical 
  • Paid housing 
  • Reimbursed expenses 

The more money you can show that you regularly earn, the more compensation you can rightfully ask for. You can receive up to the maximum allowable amount. 

Speaking to the Insurance Adjuster 

Soon after you report your injury, an insurance adjuster will want to speak with you and have you record a verbal or written statement. They will most likely tell you that this is a routine part of the process. 

Victims generally don’t have to give a recorded statement. Giving one can open you up to having your words twisted and used against you. If you must provide a statement, it’s best to stick to the facts and avoiding signing any document you don’t totally understand. 

Releasing Full Access to Your Medical Records

You may receive a request from the DBA insurance company to access your medical records. But this isn’t always in your best interest. Likely, the insurance company doesn’t need your entire medical history. 

Avoid letting go of more privacy than necessary. This means limiting the insurance company’s access to your private medical history. 

Failing to Hire an Attorney 

They say that a lawyer who represents himself has a fool for a client. What this means is that even those who specialize in the law should hire another attorney to represent them. So as a civilian, you should definitely hire legal representation. 

Having an experienced legal team on your side can ensure that you follow proper procedures so that you don’t miss out on potential compensation. 

They can also explain to you benefits that you may not know you have. This could result in your receiving more compensation than you initially thought. 

Have Confidence When Filing a DBA Claim 

When you work with an experienced team, you’ll have someone looking out for your best interests when filing a DBA claim. This will ensure you receive the maximum compensation for your injuries. Your lawyer can guide you through the process. 

Contact our team today to discuss your injuries and determine the best course of action.